Tel. +255 762 100 008 | P.O. Box 173, Arusha – Boma Rd, Clock Tower


  • WHY US?

    We design plans to build a “wall of protection” based on your needs. We begin with a thorough risk analysis and evaluation. We then look for the most reputable and the strongest insurer who can offer us the best package in the most cost effective way.


  • Have Questions?

    Fill out the form below and someone will get back to you shortly. Or visit our office on Boma road.

  • Fidelity Guarantee

    Fidelity Guarantee insurance is an insurance policy designed to indemnify the Insured (the employer) for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.

    Why do you need Fidelity Guarantee Insurance?
    Companies are exposed to significant financial losses annually, due to crime committed by employees and it is reported that Fraud is on the increase. Combined with the growth in the use of electronic data and asset transfers, the fidelity losses faced by employers are increasing substantially.

    Fidelity guarantee insurance is most often sought by companies where employees are more likely to cause financial loss because of their constant exposure to cash, stocks or other assets. The potential losses that could arise from fidelity, especially with the increase in computer crime, make it pertinent that those employers at risk use fidelity guarantee insurance as a risk management tool.

    The cover provided includes reimbursement for loss resulting from:

    • dishonesty,
    • fraud,
    • loss of property,
    • loss from loans or trading committed by an employee for improper personal financial gain.
    • Theft of property by computer fraud and the theft of funds from the insured’s transfer account at a financial institution are also indemnified.
    • In addition, defense costs, judgments and settlements are accommodated by the terms of the contract.

    i. System of check: and supervision are very important security issues. The approved system must not be varied without the consent of the insurer.

    ii. Second chance: employers are often very forgiving and sometimes allow persons who have defrauded them to continue in their employ. Any knowledge or reasonable suspicion about an employee must be reported to the insurer, who will suspend cover until he is satisfied otherwise.

    A rate is applied to the amount guaranteed, influenced considerably by the nature of the employment and other factors.

    To Process Fidelity Guarantee you need the following procedure:

    1. Report the claim as soon as you learn about the loss to the insurance company or your intermediary.
    2. Employer's Disciplinary Action Letter to the employee(s)
    3. Police Report of the incident
    4. Auditing report to show the details of the loss
    5. Other Supporting documents may be requested based on the specific scenario