Liability Insurance

Several of the products we have already considered contain policy divisions giving third party, or liability cover. Those in this section, however, are exclusively third party covers. The liability for respective covers may arise from Statue (the provisions of the Government Ordinance) and /or in Common Law (usually negligence). Liability at law can also arise under Contract, but this is effectively the voluntary assumption of liability, or liability assumed under an agreement. This is usually specifically excluded from liability covers.