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Medical Insurance

Individual Medical Insurance is a medical cover designed for a single individual and/or family. It is  coverage that provides for the payments of benefits in the event of sickness or injury.

Includes death or Bodily injury as a result of an accident or unforeseen event.

Critical Illness plans provide financial protection to individuals following the diagnosis or treatment of an illness deemed critical. This cover includes conditions such as: Cancer Diabetes HIV/AIDS Heart Attack Stroke Kidney Failure Coma

In the unfortunate, but certain event of death, your family or dependents should not have to worry about the money to organize the funeral and other expenses for burial. The cover ensures that a lump sum is paid upon the death of an insured person. This provides both financial and practical help your your loved ones/dependents in the future.

All costs incurred by an individual when he/she visits the hospital and is being admitted.

This cover includes services such as:

  • Surgical operations and procedures
  • Anesthetics for surgery
  • Maternity (normal and caesarean)
  • X-rays, Pathology, Scans and MRI (while hospitalized)
  • Medicine dispensed and used in hospital
  • Emergency evacuation and Ambulance services
  • Intensive care and high care units

All cost incurred by an individual when he/she visits the hospital without being admitted.

This cover includes services such as:

  • Outpatient consultations
  • Diagnostic examinations
  • Prescribed medicines
  • Injections and procedures performed at a primary care level in a doctor’s office
  • X-rays, Pathology, Scans and MRI
  • ECG exams
  • Antenatal and postnatal care
  • Minor trauma treatment

Maternity Benefits include normal delivery or Caesarean Section.

This cover includes services such as:

  • Inpatient cost incurred for normal and caesarean deliveries
  • Labor and recovery wards
  • Professional fees
  • Pregnancy & Maternity related hospitalization
  • Other related ailments and complications including ectopic pregnancies and miscarriages

Covers dental consultation and gum disease

This cover includes services such as:

  • Fillings,
  • Extractions,
  • Minor Surgery
  • Scaling
  • Dental Prescriptions

Vision Plans cover eye examinations and consultation.

This cover includes services such as:

  • Eye testing
  • Prescriptions of frames
  • Optical Prescription
  • Prescribed lenses and replacement of lenses