When you're just starting it you'll want to protect your property to help save you money in the event of a problem.
And while you might not think much about your senior years now, planning for them now will pay off in a big way.
Now that there are others depending on you it's important to protect them and provide for them in case of an emergency.
Now is the time to relax and enjoy the fruits of all of your hard work. You'll want to protect what you've worked for and ensure that it gets passed on to your dependents.